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www.firstmortgage.com WHAT’S YOUR NUMBER? LAMBDA SMART PAGES  2015-2016  73 Reports* show that one of every three applicants for a home loan will be rejected under the credit score standards imposed by most mortgage lenders. Unlike other lenders, First Mortgage Corporation (FMC) underwrites, funds, securitizes and services its loans, so we don’t have the credit score requirements imposed by many lenders. This means we can say ‘yes’ to loans others may refuse to consider. We believe that careful analysis of credit, income, assets and collateral should be the basis for determining loan worthiness -- not credit scores, alone. With financing available from 500 FICO (and even to those who have yet to establish a credit score), FMC can help more borrowers realize the dream of home ownership. If you’re a borrower in need of lower-FICO lending, down payment assistance, refinancing, or more, give us a call at our number. Jon L. Copeland, Branch Manager 702-263-4470 office 702-595-3578 cell jcopeland@firstmortgage.com NMLS#302495/NV #47468 *Source on file or visit: http://zillow.mediaroom.com/index.php?s=159&item=213. © 2013, First Mortgage Corporation. All rights reserved. The information contained in this material is neither a promise to lend nor a guarantee of credit. Terms and conditions of this and all First Mortgage Corporation (FMC) loan programs are subject to change without notice. Contact an FMC loan officer for information about loan qualifications. First Mortgage Corporation is licensed by the Department of Corporations, under the California Residential Mortgage Lending Act #4130009. NMLS # 8978. EQUAL HOUSING OPPORUNITY.


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